Most of us have regrets about money. Recently, thrifty Reddit members published their money-saving routines, which are full of useful tips, that they wish they had started sooner

1. Making Homemade Lunch:

Instead of dining out daily, opt for homemade meals.

2. Investing in Roth IRA:

Putting money into Roth IRA with good mutual funds can help build wealth.

3. Shopping Around for Deals:

Compare prices for car  insurance and other recurring expenses to save money.

4. Brewing Coffee at Home:

Avoid costly daily coffee shop trips by making your favorite brew at home.

5. Buying Classic Wardrobe Staples:

Invest in timeless pieces instead of trendy fads.

6. Learning Clothing Care:

Properly caring for clothes can extend their lifespan and save money

7. Being Car-Free:

If possible, consider ditching a car to save on expenses.

8. Avoiding Impulse Buys:

Resist the urge to spend money out of boredom on unnecessary items.

9. Tracking Finances:

Utilize financial tracking tools to monitor expenses and maximize savings.

10. Cooking Ethnic Foods:

Experimenting with ethnic recipes can be cost-effective and flavorful.

11. Quitting Smoking:

The financial benefits of quitting smoking can be substantial.

12. Saving Early:

Start saving a significant portion of income early on to build a substantial savings account.

13. Using Student Discounts:

Take advantage of discounts available to students for various products and services

14. Preventing Recurring Fees: To save money, cancel unused subscriptions and fees. 15. Making Use of Rewards Credit Cards: By utilizing rewards credit cards sensibly, you can accrue rewards and establish credit. 16. Savings Percentage of Income: To increase savings, make it a habit to save aside a portion of your income on a regular basis. 17. Creating Spam Email: To collect quotations and offers without clogging your primary inbox, use a new email address for possible spam. 18. Steer Clear of Convenience Store Purchases: To cut costs on pointless expenditures, avoid making purchases from convenience stores. 19. Establishing No-Spend Days: Set aside specific days to refrain from making impulsive purchases in order to save money. 20. Shopping Secondhand: Before making any purchases, search internet marketplaces for reasonably priced, well-maintained things. 21. Making Dental treatment a Priority: Getting regular dental treatment helps avoid expensiv