Chelsea stand to make a staggering £112 million if they go all the way and win the FIFA Club World Cup this summer — a financial windfall that could prove vital under current Financial Fair Play (FFP) and Profit and Sustainability Rules (PSR).
Both Chelsea and Manchester City have already advanced to the last 16 of the tournament, held this year in the United States. City have progressed with a game to spare, while Chelsea, despite tough conditions, are also safely through. The competition not only offers global prestige but also unprecedented financial incentives.
According to Sky Sports’ Kaveh Solhekol, Chelsea have already pocketed £28 million just for participating. On top of that, they’ve earned £3 million from group-stage victories and £5.5 million for reaching the knockout stages. If they continue their winning run, the rewards escalate quickly:
Quarterfinals: +£9.5m
Semifinals: +£15m
Final appearance: +£22m
Victory in final: +£29m
That brings their potential total haul to £112 million — a figure that dwarfs their £30 million summer investment in striker Liam Delap, already covered by current tournament earnings.
City could earn even more, depending on their final group match result against Juventus. With two wins already banked for £3 million, a win over Juve would add £1.5 million more, potentially pushing their total earnings to £113.5 million.
However, the prize distribution has stirred controversy. While European clubs like Chelsea can earn up to £28 million just for participating, clubs from Asia, Africa, and the Americas receive significantly less — sometimes as little as £2 million. For semi-pro sides like Auckland City, this is still transformative money, but the disparity raises competitive fairness questions.
As the tournament progresses, the intense US summer heat is another factor. Chelsea played in Philadelphia in 37°C conditions, and City’s upcoming game in Orlando is forecast at around 32°C. The team that adapts best to the environment may be the one lifting the trophy — and cashing in on a record-breaking payday.
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