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“Congratulations, You’ve Been Selected!” — And Other Lies Scammers Are Using to Steal Your Dreams

— GETFund warns the public as scholarship scams sweep across Ghana.

-A few months ago, my friend Akua got a WhatsApp message that made her heart skip.

> “Dear Applicant, you’ve been awarded a GETFund scholarship. Pay 200 cedis for processing.”

She froze.

Akua had applied weeks earlier — she was desperate. She’s been working two jobs to save for her Master’s. She even cried when she submitted the application.

So that message? It felt like hope.

She sent the money.

And never heard back.

-This Is Happening Every Day

GETFund — Ghana Education Trust Fund — recently issued a public warning: Scammers are using their name to trick people out of money.

They’re posing as officials, creating fake portals, even calling applicants pretending to confirm their “successful application.”

And here’s the brutal truth: it works.

Why?

Because people are broke.

People are desperate.

And when someone dangles your dream in front of you — just one “processing fee” away — you want to believe it’s real.

-In My Experience…

These scammers don’t wear ski masks. They don’t lurk in dark alleys.

They’re online, on social media, in your inbox, sliding into your DMs with “opportunities.”

Their grammar might be off, their logo might look a little pixelated — but when you’ve been praying for a breakthrough, you overlook the cracks.

I’ve seen people fall for it again and again — not because they’re foolish, but because they want to believe something good is finally coming their way.

-But Here’s the Reality: GETFund Doesn’t Charge Fees

Let me say it again louder for the people in the back:

GETFund does not charge application fees, processing fees, or shortlisting fees.

If someone asks you to pay to access a scholarship?

It’s fake.

The official process is free, and any updates come from their verified channels — not some random number with a “+233 550” prefix and a weird WhatsApp profile pic.

-What I’ve Noticed Lately…

We don’t talk enough about how financial desperation makes people vulnerable.

When students can’t afford tuition, they’ll clutch at anything that looks like a lifeline.

And scammers know this.

That’s why they target fresh SHS leavers.

That’s why they target unemployed grads.

That’s why they prey on parents — promising boarding scholarships for their kids if they just pay a little something upfront.

It’s sick.

And it’s spreading.

-So, What Can We Do?

Double-check everything. Always verify scholarship info on official websites.

Ask questions. If it smells fishy, it probably is.

Report scams. Don’t just move on — inform the authorities, share the number, warn your friends.

Resist the urgency. Scammers want you to panic and pay fast. Take your time. Breathe. Investigate.

And maybe — just maybe — if enough of us speak out, we can build a culture where scams are harder to pull off.

-Final Thought

Akua never got her money back.

But she did get a tough lesson: hope without caution is dangerous.

So next time you get a message promising you the moon in exchange for 200 cedis?

Pause.

Ask yourself:

Is this the blessing I’ve been praying for — or a trap wearing a smile?

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